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(UPDATED) Follow-up to Deng and his insurance

[UPDATE: Deng to play! -ed.]

Brian Hanley, possibly from Mariotti's old desk:

MetLife, the NBA's insurer which covers the top 150 salaries in the league under a group policy, has the right to exclude 14 high-risk players every year.

Decisions are based on the player's injury history and the amount of money remaining on his contract. Deng came under MetLife scrutiny when he signed a $71million, six-year contract at the start of this month. It is the fourth-highest contract in the NBA in terms of outstanding money.

MetLife subsequently used an MRI scan taken last November when Deng, 23, injured his back and missed three games to exclude him from the coverage.

He may or may not play for Great Britain, who have to find a way to get him covered.

Interesting that Deng is deemed 'high-risk' for an injury that didn't cost him much playing time. I'd guess when the next round of contracts come in next summer he'll be pushed off that 'top 14'.

(previously: here, and here)

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There was a times article on this too

It looks like Hanley blatantly ripped off this article from this Times (or vice versa, I guess) today, which seems to close the book on Deng playing for GB:

Great Britain Basketball [GBB] officials fear that the insurance problems that are preventing Luol Deng, the Chicago Bulls forward, from playing for his country will rule him out of the 2012 Olympic Games in London and even put Britain’s involvement in the tournament in doubt.

The sport’s governing body has seven days to find $500,000 (about £272,000) for an additional insurance premium if Deng, who is an ambassador for London 2012, is to take his place in the qualifying campaign for next year’s European Championship A division finals, starting against Israel in Tel Aviv a week today.

The root of the problem lies with MetLife, the NBA’s insurer, which covers the top 150 salaries in the American league on a group policy. Under the terms of its agreement with the NBA, MetLife has the right to exclude 14 high-risk players every year, a decision based on the individual’s injury history and the amount of money remaining on his contract.

Deng came under the company’s spotlight when he signed a new $71million, six-year contract at the start of this month, the fourth-highest contract in the league at present in terms of outstanding money. MetLife subsequently used an MRI scan taken last November when Deng, 23, injured his back and missed three games to exclude him from the coverage.

Exhaustive work has produced a quotation of $500,000 for supplementary cover and GBB officials are working on the assumption that they will have to unearth a similar fee every summer between now and the London Olympics to allow Deng to play – a total cost of $2.5million for a programme that runs on an annual budget of about £1.5million.

"This is a devastating blow," Chris Spice, the GBB performance director, said. "If Luol doesn’t participate this season or any other season leading up to London, there is no question our involvement is in doubt. The world governing body [Fiba] has not been very specific, but we know from discussions that we need to be playing in the A division tournament in Europe to be given a place in the Olympics.

by Sports2 on Aug 27, 2008 9:21 PM CDT reply actions  

"The online edition of The Times of London reported today "

see it’s like a blog, you just don’t have to link :)

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by your friendly BullsBlogger on Aug 27, 2008 9:29 PM CDT up reply actions  

On Deng
Interesting that Deng is deemed ‘high-risk’ for an injury that didn’t cost him much playing time. I’d guess when the next round of contracts come in next summer he’ll be pushed off that ‘top 14’.

My guess is doctors saw some evidence on the MRI to think there might be something degenerative. Doesn’t mean it will be, of course, but it’d explain why they’re more concerned about him than, say, Emeka Okafor or Tyson Chandler who have, ironically enough, both missed significant time with back issues before signing their new contracts.

Of course, maybe they’re uninsured and it was just kept quiet.

by Sports2 on Aug 27, 2008 9:25 PM CDT reply actions  

yeah

i would like to see who else is on this list.

by DangerMouse on Aug 27, 2008 10:17 PM CDT up reply actions  

I would hope

Brand and Arenas are also on this list.

The Game chose him !

by Diabolo on Aug 28, 2008 2:03 AM CDT up reply actions  

gutted

I’ve got tickets to see GB vs Czech Republic on 6th Sept in London and was planning to wear my No. 9 Bulls jersey with pride. This is about the worst news I’ve heard in months. Very sad :0(

by PeteLDN on Aug 28, 2008 5:08 AM CDT reply actions  

Just out of curiosity

Couldn’t Deng, who got got a $71M deal, pay for his own insurance if he really wants to play?

by Sports2 on Aug 28, 2008 8:31 AM CDT reply actions  

I don't see why not

Does he want to play, or $500k want to play?

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by your friendly BullsBlogger on Aug 28, 2008 9:56 AM CDT up reply actions  

It may just be numbers

I wouldn’t conclude that there is necessarily anything seriously wrong with Luol. The insurance company may have simply had space on their Risky 14 list and decided to add Luol because of the money more than the seriousness of the injury. Just a thought.

John Paxson has been like family to me. I can no more disown him than I can disown my white grandmother, who also was unable to pull off any deals for superstar free agents or hire a top-notch coach.

by preverbal on Aug 28, 2008 11:11 AM CDT reply actions  

I think you're right

That the amount of money has a lot to do with it based on the sort of Hand Rule most of us apply to these things.

However, I’m not sure where Hanley is getting his statement that Deng has the 4th most money outstanding on his contract since I can think of several players that just signed bigger extensions or new contracts than he did.

Actually I can add up the outstanding money owed, or at least a pretty close estimate. One wrinkle might be option years, since I don’t know how they’d be handled, but by my count Deng’s got the 10th most outstanding money. There’s lots of players really close though:

Player	         Contract     Yrs	Average
G Arenas	 $111,000,000 	6	 $18,500,000 
R. Lewis	 $97,868,553 	5	 $19,573,711 
Tim Duncan	 $82,781,924 	4	 $20,695,481 
Elton Brand	 $82,000,000 	5	 $16,400,000 
A Iguodala	 $80,000,001 	6	 $13,333,334 
D Howard	 $78,899,563 	5	 $15,779,913 
Chris Paul	 $78,607,545 	6	 $13,101,258 
K Garnett	 $74,300,000 	4	 $18,575,000 
E Okafor	 $71,962,500 	6	 $11,993,750 
Luol Deng	 $71,205,000 	6	 $11,867,500 
Ko Bryant	 $69,103,125 	3	 $23,034,375 
D Williams	 $68,768,989 	5	 $13,753,798 
Vince Carter	 $67,406,048 	4	 $16,851,512 
Baron Davis	 $66,793,103 	5	 $13,358,621 
Car Anthony	 $66,718,300 	4	 $16,679,575 
An Bogut	 $66,294,307 	6	 $11,049,051 
Monta Ellis	 $66,000,000 	6	 $11,000,000 
Al Jefferson	 $65,000,000 	5	 $13,000,000 
A Biedrins	 $63,000,000 	6	 $10,500,000 
Paul Pierce	 $59,928,255 	3	 $19,976,085 
Dirk Nowitzki	 $59,387,142 	3	 $19,795,714 
Josh Smith	 $58,000,000 	5	 $11,600,000 
Kevin Martin	 $55,000,000 	5	 $11,000,000 
Ch Billups	 $52,600,000 	4	 $13,150,000 
Mike Redd	 $51,120,000 	3	 $17,040,000 
C. Maggette	 $50,000,000 	5	 $10,000,000

At least, that’s my incomplete understanding of things.

by Sports2 on Aug 28, 2008 1:31 PM CDT up reply actions  

i'd assume option years don't count

since it’s not guaranteed.

damn that lewis contract is bad.

i’d assume that arenas, brand, and maybe okafor (though he did appear in all 82 games last season) above deng are also exceptions, also possibly lewis, though with the exception of 06-07, his missed time isn’t that bad.

wonder why they are pinpointing deng’s back though – he only missed a couple games for it and i’m more worried about his foot injury.

by Jaina on Aug 28, 2008 1:43 PM CDT up reply actions  

Deng Freed!

So says that UK basketball site:

Luol Deng was on flight for Europe on Thursday night after Great Britain Basketball chiefs apparently won their battle to free him to play for the national team.
The 23-year-old Chicago Bulls star had been sidelined after being put on an exclusion list by the NBA’s insurance company.
But GB bosses have managed to find the £250,000 needed to take out additional insurance on an old back injury and Deng was heading to GB training camp in Turkey last night.
The GB star still has to complete formalities but the Bulls are understood to have agreed to his release – the biggest potential stumbling block left in winning his release.
The news comes as a massive boost to Chris Finch’s team as they start the qualifying campaign for Eurobasket 2009 with a visit to Israel in Tel Aviv next Wednesday

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by your friendly BullsBlogger on Aug 28, 2008 4:36 PM CDT reply actions  

Good for him and GB.

When I watch NBA games I often call the fouls before the referees do. Sometimes it’s a gift. Most of the time it's troublesome. - NBA Observer

by Illini15 on Aug 28, 2008 6:00 PM CDT up reply actions  

But, he better not get freaking injured while playing for them.

When I watch NBA games I often call the fouls before the referees do. Sometimes it’s a gift. Most of the time it's troublesome. - NBA Observer

by Illini15 on Aug 28, 2008 6:01 PM CDT up reply actions  

Or worse

Get additional wear and tear on his body and, after Thanksgiving, have “tendonitis” and be forced to sit for 6-8 weeks.

by hlac on Aug 28, 2008 6:17 PM CDT up reply actions  

Yes!

I am hoping that now he knows where he stands with the Bulls he’ll spend time with GB working on some leadership skills and being more vocal. Of course I don’t want him to hurt his back, but this could be a big opportunity for him to try out some other skills before the real season starts.

Everything I post is speculation. I have no insider information nor ideas deemed concrete enough by those who are self-elected to regulate post content.

by cranscape on Aug 28, 2008 6:40 PM CDT up reply actions  

Just got back from the game...

Deng scored 21, only 1 (I think) in the first half though when he looked about the 5th best player on the team. His first shot was a VERY long air-ball and he couldn’t buy a bucket, not even at the line.

Got better in the second half after he got mad at the terrible officiating and played good D but was overshadowed by a guy called Nate Reinking (who? exactlty!), Pops Mena Bonshu and Joel Freeland. Still, GB won by 19 I think in the end.

Plus point however, he was definitely the leader on the team and got pretty aggressive defending his team mates honour against some nasty Czech intentional fouls.

by PeteLDN on Sep 6, 2008 3:20 PM CDT reply actions  

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